If you became disabled and the combined resources of you and your spouse would provide less than 60% to 70% of your monthly expenses (including taxes and savings), you may need
disability income insurance protection. Whether you need an individually-owned policy depends, in part, on your liquid assets, family income, and all other sources of disability income, such as group coverage at work, workers compensation, Social Security, and veterans benefits.
CRN200801-2012522
Copyright © 2008 -- Liberty Publishing, Inc. All rights reserved.