Partnering For Your Future™.

What Can I Expect from Social Security?

Social Security offers a retirement benefit to workers and their spouses. You can start receiving benefits as early as age 62 (considered early retirement), or you can wait until you reach the full retirement age of 65 to 67 (depending upon your year of birth). The benefits you receive are based on the income you have earned over the course of your life, subject to a maximum amount. To find out how much you can expect to receive, contact the Social Security Administration (SSA) or visit their website at www.ssa.gov.

For most people, Social Security provides only a base level of income. The maximum monthly benefit in 2008 is $2,185, which adds up to $26,220 per year. Because Social Security will most likely not meet all of your retirement needs, it is important to develop a well-rounded retirement plan that includes additional sources of income.

Gene G. Stern, CLU®, CRPC, CFP®
President

805 Executive Ctr Dr W
Suite 120
St Petersburg, FL 33702

ph: 727.369.1512
fax: 727.578.4024
toll free: 800.232.3653

Gene.Stern@LFG.com

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*Associated persons of Lincoln Financial Advisors Corp. who hold a JD and/or CPA license do not offer tax or legal advice on behalf of the firm.

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